News & Updates

VCG keeps you informed of the latest trends in HR, employee benefits, healthcare, insurance and wellness. We also help you stay current on legislative and regulatory developments in the HR and employee benefits space. Sign up to receive our employee benefits and HR newsletters and bulletins. You can also stay up to date through our News & Updates page or by following us on social media.

Benefits Newsletter: 2/19/2024
Benefits Newsletter: 2/19/2024

With Employee Benefits & HR topics regularly in the news, it’s difficult to stay up to date. Our weekly newsletter will help you stay current. Check out this week’s edition.

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HR Newsletter: 11/2/2023
HR Newsletter: 11/2/2023

With Employee Benefits & HR topics regularly in the news, it’s difficult to stay up to date. Our weekly newsletter will help you stay current. Check out this week’s edition.

Benefits Newsletter: 10/31/2023
Benefits Newsletter: 10/31/2023

With Employee Benefits & HR topics regularly in the news, it’s difficult to stay up to date. Our weekly newsletter will help you stay current. Check out this week’s edition.

Benefits Newsletter: 10/26/2023
Benefits Newsletter: 10/26/2023

With Employee Benefits & HR topics regularly in the news, it’s difficult to stay up to date. Our weekly newsletter will help you stay current. Check out this week’s edition.

HR Newsletter: 10/25/2023
HR Newsletter: 10/25/2023

With Employee Benefits & HR topics regularly in the news, it’s difficult to stay up to date. Our weekly newsletter will help you stay current. Check out this week’s edition.

Medical Loss Ratio (MLR)
Medical Loss Ratio (MLR)

The Affordable Care Act (ACA) requires health insurance issuers to spend a minimum percentage of premium dollars on medical care and health care quality improvement, which is intended to lower the cost of care. This percentage is known as "medical loss ratio" (MLR). In the large group insurance market, the required MLR is 85%; the small group and individual markets have a required MLR of 80%. However, each state may set a higher rate. When an issuer fails to meet the requisite MLR for a year, it must provide a rebate to its policyholders. MLR rebates for the 2022 calendar year are due to policyholders by September 30, 2023. An employer-policyholder that receives a rebate for its insured group health plan will be responsible for determining how to appropriately use the refund, particularly in the context of the Employee Retirement Income Security Act (ERISA).

Human Resources Summer Compliance Updates
Human Resources Summer Compliance Updates

It was a busy compliance summer for employers, as several impactful pieces of legislation/rulemaking were either effectuated or proposed that could significantly impact employer’s workplaces. The Pregnant Workers Fairness Act and material changes to the I-9 process were effectuated, and the Department of Labor proposed new rules regarding the white collar exemptions under the FLSA. This bulletin is intended to summarize these changes and provide employers with guidance on next steps to implement compliant policies and procedures within their organizations.

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3350 Riverwood Parkway
Suite 600
Atlanta, GA 30339
Phone: 770.863.3600
Fax: 770.863.3666

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