COBRA Qualifying Events: What Triggers the Right to Continuation Coverage

Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), group health plans sponsored by employers that employ an average of 20 or more employees are required to offer continuation coverage in specific circumstances. While the requirements imposed by COBRA are varied and complex, one of the most important issues for employer-sponsors to understand is what triggers the right to continuation coverage. One of these triggers, known as qualifying events, must occur for an individual to have rights to continued coverage under the health plan.

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